Personal Insurance

Welcome to “The World of Creative Insurance” where your Personal Assets are Best Protected at The Most Competitive Price.

Auto and Homeowners

Boat Insurance

Collector Cars

Umbrella Coverage

Personal Wealth Risk Management
The Beacon Plan

Our Personal Wealth Risk Management Program is designed to be part of your Financial Plan.  The Beacon Plan is the right solution  for both high net worth individuals and those committed to protecting  their wealth from natural disasters and liability law suits.  We  write customized insurance policies that  bring “think tank risk management”  to solve your problems.  For example, our “Beacon Plan” provides umbrella liability limits to $100 million or more and is uniquely designed   to prevent out of pocket costs and litigation bankruptcy.  Our residential coverage will  rebuild your home to “construction code” precluding you from rebuilding it yourself to prevent it being torn down.   Our great insurance companies provide the perils of quake, wind, flood, sewer backup, sink hole collapse, which removes the need to “see into the future,” and our pricing is the most competitive you will find in the Market.